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Attention homeowners: Real estate appraisal services for in Corpus Christi and Nueces County
See the top seven reasons Texas homeowners need Corpus Christi Appraisal Service, Inc.:
- Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
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Remove PMI to cut their mortgage payment
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Reinstate your Home Equity Line of Credit (HELOC)
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To review a different appraiser's report for verification
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If property needs to be divided because of a divorce
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Determine the true market value of the real estate in question to settle an estate in Nueces county or Texas
At Corpus Christi Appraisal Service, Inc., we understand the special needs of a consumer looking for appraisal services.
While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer.
It gives you something tangible to show the buyer.
The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth.
Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close by.
This only means you are probably paying higher taxes than you should be paying.
The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period.
When contesting your property tax assessment, getting an expert appraisal from Corpus Christi Appraisal Service, Inc. is your number one weapon.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners.
Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down.
We are experts in helping homeowners just like you do away with unwanted PMI insurance.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area.
This can be inopportune from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out.
Corpus Christi Appraisal Service, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency?
An appraiser from Corpus Christi Appraisal Service, Inc. can go out and check the subject and comparables in question in a field review.
If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too.
While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.
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